How to Resolve Delayed Payments Under MSME Samadhan Scheme
Running a small or medium business is not easy. From managing operations to handling customers, MSME owners already have a lot on their plate. On top of that, delayed payments from buyers or clients can disturb the cash flow and growth of any MSME. But don’t worry! The MSME Samadhan Scheme is here to help.
If you are an MSME business owner facing payment delays, this blog will guide you on how to resolve delayed payments using the MSME Samadhan Portal. We will also explain how Udyam Registration plays a crucial role in this process.
What is the MSME Samadhan Scheme?
The MSME Samadhan Scheme is launched by the Ministry of Micro, Small & Medium Enterprises to help MSMEs recover delayed payments from buyers. Under this scheme, MSMEs can file complaints online against buyers who delay payments beyond 45 days.
This scheme provides a legal platform for small businesses to get justice without going through long court procedures. Once you file a complaint, it is handled by the Micro and Small Enterprises Facilitation Council (MSEFC) of your state.
Who Can File a Complaint Under MSME Samadhan?
To file a complaint under the MSME Samadhan portal, your business must be:
- Registered as a Micro, Small, or Medium Enterprise
- Have a valid Udyam Registration Certificate (Previously known as Udyog Aadhar)
So, before you proceed, make sure your business is registered on the Udyam Registration Portal.
If you haven’t registered yet, you can do so easily at udyamregisteration.org. We help MSME owners to apply for Udyam Aadhar Registration online quickly and correctly.
Step-by-Step Process to Resolve Delayed Payments Under MSME Samadhan
Step 1: Get Udyam Registered
If you don’t have Udyam Registration, you are not eligible to file a complaint. Follow these steps:
- Visit: udyamregisteration.org
- Fill the simple form with your Aadhar, business details, and PAN card
- Submit the form and get your Udyam Registration Certificate
This certificate proves your identity as an MSME and is required for filing any payment dispute.
Step 2: Visit MSME Samadhan Portal
Go to the official website: https://samadhaan.msme.gov.in
Here, you can file your complaint online by following these steps:
- Click on “Application for Delayed Payment”
- Fill in details like:
- Your Udyam Registration Number
- Buyer’s details (name, address, GST, etc.)
- Amount pending and due date
- Upload invoices and proof of transactions
Tip: Make sure to keep all invoices, email communication, and delivery proofs ready.
Step 3: Complaint Verification
Once you submit the complaint, it goes to the MSEFC (Facilitation Council). They will:
- Check the details of your complaint
- Contact the buyer
- Try to settle the dispute through communication
Step 4: Hearing and Legal Process (If Needed)
If the buyer doesn’t respond or denies payment:
- The MSEFC may call both parties for a hearing
- If the matter is not settled, it may move to legal arbitration
- If the buyer is found guilty, they will have to:
- Pay the pending amount
- Pay compound interest (monthly) as per the MSME Development Act, 2006
Benefits of MSME Samadhan Scheme for MSMEs
- Legal Support without hiring a lawyer
- Faster Resolution of payment disputes
- No Legal Fees involved for filing
- Interest Compensation on delayed payments
- Support from Government Authorities
Why Udyam Registration is Important in This Process
If you want to take benefit of any MSME schemes including MSME Samadhan, you must have valid Udyam Registration. Here’s why:
- It gives your business official MSME status
- Required to access government portals like Samadhan, ZED, Credit Linked Capital Subsidy Scheme, and more
- Helps in getting loans, tenders, and tax benefits
- You need it to file delayed payment complaints legally
Still not registered? No problem! Visit udyamregisteration.org and get your Udyam Aadhar Registration Online in just a few steps.
How Can udyamregisteration.org Help MSMEs?
At udyamregisteration.org, our goal is to make it easier for micro, small, and medium enterprises to get officially recognized under the Udyam Registration system. Many business owners face confusion while applying for Udyam Aadhar due to technical errors or lack of proper guidance. That’s where we come in.
We provide:
- Step-by-step assistance for Udyam Registration Online
- Help with corrections or updates in your Udyam Certificate
- Quick turnaround time so you don’t miss out on benefits
- Support for Udyog Aadhar to Udyam migration
Once registered, you can use your Udyam Certificate to apply for government schemes like MSME Samadhan, MUDRA loans, collateral-free finance, and much more.
If you’re facing issues like delayed payments or want to access other government benefits, your first step should be to register your business. Start today by visiting udyamregisteration.org — our platform is user-friendly, secure, and built specifically for Indian MSMEs.
Also read:- How GeM Portal Registration Helped a Small Manufacturer
Common Issues MSMEs Face & How MSME Samadhan Helps
| Problem | How MSME Samadhan Helps |
|---|---|
| Clients delaying payment beyond 45 days | Legal platform to file complaint |
| Fear of losing client relations | Encourages negotiation through facilitation |
| Lack of knowledge in filing complaints | Online guided form available |
| No funds to hire lawyers | Entire process is minimum of cost |
FAQs Related to MSME Samadhan and Udyam Registration
Q1. Can I file a complaint without Udyam Registration?
Ans: No. Udyam Registration is mandatory to access the MSME Samadhan portal.
Q2. What if the buyer refuses to pay even after filing?
Ans: The matter will be taken up legally by MSEFC. If the buyer is guilty, they will be legally forced to pay with interest.
Q3. How long does the MSME Samadhan process take?
Ans: While it depends on the complexity of the case, most matters are resolved within 90-180 days.
Q4. Can I file multiple complaints?
Ans: Yes, you can file for every transaction where payment is delayed beyond 45 days.
Q5. Where can I get help with Udyam Registration?
Ans: You can visit udyamregisteration.org — we help MSMEs with easy online registration, corrections, and guidance.
Final Thoughts
Delayed payments can seriously affect the working capital and growth of small businesses. Thankfully, with Udyam Registration and the MSME Samadhan Scheme, you have the power to protect your business rights legally and efficiently.
Just make sure your business is properly registered on the Udyam Registration Portal, and then use the Samadhan portal to file your delayed payment complaint.